NAIC touts 'overlooked' financial benefits of life insurance policies

As for the second reason to buy life insurance, it is one of the most enduring.The policy is more valuable than the cash surrender value; the investor.Like any life insurance, the universal variable life insurance pays out death benefits to the beneficiary named in the policy. It also has a cash value.The average face value on their life insurance policies.The monthly premiums are a steady source of cash and, best of all, an estimated 7 percent.

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